Terms that respect your time.
These terms govern your use of DigitSum. By accessing the site, you agree to these terms.
Last updated: March 2026
1. Acceptance of terms
By accessing or using DigitSum (digitsum.com), you agree to be bound by these Terms of Service. If you do not agree, please do not use the site.
2. Service description
DigitSum provides free online calculators for finance, tax, income, health, and other topics. All calculations are performed in your browser. Results are estimates intended for planning and educational purposes only.
3. No professional advice
Calculator results do not constitute financial, tax, legal, medical, or professional advice. Always consult a qualified professional for decisions that require precision. DigitSum makes no guarantees about the accuracy or completeness of any calculation.
4. User responsibilities
You are responsible for the accuracy of the values you enter and for how you use the results. Do not rely on calculator outputs for critical financial, medical, or legal decisions without independent verification.
5. Intellectual property
All content, design, branding, and code on DigitSum are owned by or licensed to DigitSum. You may use the calculators for personal and non-commercial purposes. Reproducing or redistributing site content without permission is prohibited.
6. Privacy and data
Your use of DigitSum is also governed by our Privacy Policy. Calculator inputs are processed locally in your browser and are not collected or stored on our servers.
7. Cookies and analytics
DigitSum uses cookies and Google Analytics to understand site usage. You can manage your cookie preferences at any time through the consent banner. Detailed information is available in our Privacy Policy.
8. Availability and changes
DigitSum is provided on an "as is" basis. We may modify, suspend, or discontinue any part of the service at any time without notice. We reserve the right to update these terms, and continued use of the site constitutes acceptance of any changes.
9. Limitation of liability
To the maximum extent permitted by law, DigitSum and its operators shall not be liable for any indirect, incidental, or consequential damages arising from your use of the site or reliance on any calculator output.
10. Contact
If you have questions about these terms, contact us through the information provided on the About page.