Currency Converter
Select two currencies, enter an amount, and see the converted value with a periodically refreshed reference exchange rate.
How to use this currency converter
- Enter the amount
Type the value you want to convert into the Amount field.
- Choose the source currency
Select the currency you are converting from in the From currency dropdown.
- Choose the target currency
Select the currency you want to convert to in the To currency dropdown.
- Read the result
The Converted amount, Exchange rate, and Inverse rate appear instantly.
- Compare with your provider
Use the result as a reference benchmark — actual transaction rates will differ based on provider spreads and fees.
How this currency converter works
This converter uses reference exchange rates from this site's exchange-rate feed to convert between major currencies. Rates are refreshed periodically and are useful for estimation, but actual transaction rates from banks, cards, and brokers will differ.
Converted = amount × (target rate / source rate) Converting 100 units of a source currency into a target currency at an exchange rate of 0.92 gives 100 × 0.92 = 92 units of the target currency.
Converting 500 units of one currency at an exchange rate of 1.25 gives 500 × 1.25 = 625 units of the target currency. Enter 500 in the Amount field, choose the source in From currency, and the target in To currency to see the live-rate result.
To find how much 1,000 units of a target currency cost in the source currency, enter 1,000 in the Amount field and swap the From currency and To currency selections to get the inverse conversion.
- ✓ Uses periodically refreshed reference exchange rates from the site's configured rate feed.
- ✓ Does not include bank fees, spreads, or transfer costs.
- ✓ Rates may not reflect real-time market conditions.
- For actual transactions, check your bank or exchange service for the rate they offer.
- Reference feeds usually include a provider update timestamp, so time-sensitive transfers should always be confirmed against a live quote.
- This site's reference exchange-rate feed was last refreshed on Mar 12, 2026.
- ExchangeRate-API (open.er-api.com) — reference exchange-rate feed used by this site
- European Central Bank — euro foreign exchange reference rate guidance
How exchange rates work
An exchange rate expresses how much one unit of a currency is worth in terms of another. Rates fluctuate constantly on foreign-exchange markets based on supply and demand, interest-rate differentials, inflation expectations, trade balances, and geopolitical events. Central banks publish daily reference rates as a benchmark, but actual transaction rates from banks and brokers include a spread — a markup that compensates the provider for risk and operational costs. This converter uses periodically refreshed reference rates suitable for estimation and budgeting, not for executing trades.
Spreads, fees, and the mid-market rate
The mid-market rate (also called the interbank rate) is the midpoint between the buy and sell prices on the foreign-exchange market. It is the fairest benchmark for comparing providers. Banks, credit cards, and money-transfer services each add their own spread on top of this rate, which can range from 0.3% to 5% depending on the provider and the currency pair. Some also charge flat fees per transaction. When planning a transfer, convert at the mid-market rate first, then factor in the provider's spread and fees to estimate your actual cost.
Frequently asked questions
Are these rates real-time?
No. These are reference rates refreshed periodically. Use them for estimation, not for financial transactions.
Why does my bank give a different rate?
Banks add a spread (margin) to the mid-market rate and may charge additional fees.